The SpendFirst App
Your money, mapped. Before you spend it.
Launching later this year, join the waitlist
SpendFirst is a paycheck planning app, not a budgeting app. It doesn't track your transactions, categorize your spending, or show you where your money went. It shows you where it's going, paycheck by paycheck, before you make decisions. One number: AmountLeft. That's what actually matters.
What's in the app
Three tools. One paycheck rhythm.
As a forward-looking cash flow app, SpendFirst does one thing exceptionally well: it makes the relationship between your paycheck, your bills, your daily spending, and your future obligations visible and manageable in real time. Three tools make that happen.
tool #2
Year at a Glance
See the whole year laid out by pay period and by month - what expenses are coming, what seasons are expensive, what you need to start planning for now.
tool #1
Paycheck Planner
Map each paycheck to your three movements — SpendFixed, SpendFreely, SpendFuture. See AmountLeft instantly. When life happens, add it and watch the ripple across every future paycheck in real time.
tool #3
Planning Guides
The moments that used to derail your plan (holidays, irregular expenses, new goals) now have a guide that connects to your paychecks. Know what to save, build the bucket, be prepared for what’s ahead.
For financial coaches
The tool that keeps the methodology alive between sessions.
SpendFirst Certified coaches use the app with their clients, giving clients a tool that runs the methodology between every appointment, not just during it. And coaches earn residual income from every active client subscription they maintain.
The app is the accessible layer. Coaching is the transformation layer. SpendFirst keeps them connected.
Residual income
Earn an ongoing share of every client subscription you maintain — not a one-time referral. The longer your clients use SpendFirst, the more you earn.
Coach dashboard
See your clients' paycheck plans and AmountLeft between sessions. Show up to every appointment already knowing where they stand.
Listed in the directory
Certified coaches appear in the SpendFirst Find a Coach directory, consumer-facing, visible to everyone who downloads the app.
The app that makes SpendFirst take 30 seconds, not 30 minutes.
Launching later this year. Join the waitlist and be first to know, plus get a free Quick Start Guide right now.
Free Quick Start Guide delivered immediately after you sign up.
