Spendfirst Book

The SpendFirst Book

The Surprisingly Simple System to Stop Stressing About Money

Out November 11. Start reading before then.

Pre-order now and get:

An advance digital copy the moment you send your receipt.

A free seat in The Paycheck Plan Workshop ($47 value)

A live Q&A session with me closer to launch

A chance to win a private coaching session with me.

The Quick Start Guide, so you can plan your first paycheck right away

We'll take you straight to Amazon. Pre-order the paperback or hardcover, then come back and send us your receipt to claim your bonuses. Already pre-ordered? Claim your bonuses here.

What's inside

A complete methodologynot a list of tips.

SpendFirst walks you through every concept from the ground up. Why traditional budgeting keeps failing you. How the paycheck rhythm works. How to set up all three money movements. How to calculate AmountLeft. How to use it for debt payoff, savings, and goals.

INTRODUCTION
CHAPTER 1
CHAPTERS 2–3
CHAPTERS 4–7
CHAPTER 8
CHAPTERS 9–15

The shift that changes everything

Why money feels hard even when you're doing everything right — and what's actually causing it.

Why traditional budgeting keeps failing you

The three structural flaws in every conventional money system — and why they're not your fault.

The paycheck rhythm & the three movements

How SpendFirst works from the ground up. SpendFixed, SpendFreely, SpendFuture.

Building your system

Hands-on implementation of each movement. How to set amounts, accounts, and your payday rhythm.

SpendFlex: your real margin

The number that tells you what you actually have to work with — and what it means for your goals.

Making it work for your life

Goals, debt payoff, savings, your financial progress number — SpendFirst applied to everything that matters.

Who this book is for

This book is for anyone who is capable everywhere else in their life, and has never understood why money is the one thing that doesn't cooperate.

You need to be done with systems that don't fit, rules that don't stick, and the constant low-grade stress of not knowing if the math adds up.

If you've ever stood in a checkout line doing math in your head, or braced when a bill landed, or ended a month that should have been fine with a balance that didn't make sense, this book was written for you.

Who this book is for

This book is for anyone who is capable everywhere else in their life, and has never understood why money is the one thing that doesn't cooperate.

You need to be done with systems that don't fit, rules that don't stick, and the constant low-grade stress of not knowing if the math adds up.

If you've ever stood in a checkout line doing math in your head, or braced when a bill landed, or ended a month that should have been fine with a balance that didn't make sense, this book was written for you.

What clients say

The methodology, in practice.

"I thought the problem was debt, and probably overspending. But the problem was that we really didn't have a clear picture of what was coming.

We have not used credit cards since we started our financial coaching. We had a lot of big expenses come up in our life in the last seven months, and we were ready for all of them."

Jessie

SpendFirst client

"Over the course of coaching we made it through the holidays on budget and without putting a single dollar on a credit card and paid off nearly $17k in credit card debt and personal loans.

More importantly, we were guided through money conversations that benefited our relationship in a big way. Getting on the same page about our money removed the biggest cause of arguments."

Ben F.

SpendFirst client

Buying for more than one person?

The 10-pack puts SpendFirst in ten people's hands. Each of them gets a free seat in The Paycheck Plan Workshop ($47 value), the Quick Start Guide, the Year Ahead Planner and the affirmation cards.

$150 for all ten. Books ship the week of November 11.

Kelsa (1)

about the author

I'm Kelsa Dickey

Financial coach, founder of Financial Coach Academy and the person who spent nearly two decades watching capable people fail at money systems that were never built for them.

SpendFirst came from sitting across the table from hundreds of real people and seeing the same thing every time: the problem was never discipline. It was always visibility.

This is the system I wish every person had from the beginning.

Pre-order SpendFirst

Out November 11. Enter your email to pre-order now and start reading before then.

We'll take you straight to Amazon. Pre-order the paperback or hardcover, then come back and send us your receipt to claim your bonuses. Already pre-ordered? Claim your bonuses here.

SpendFirst Book Mockup 2
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